Terms of Use

The GITSA Global Research Center (the "Research Center") is operated by GITSA LLC ("GITSA," "we," or "us"), based in New Canaan, Connecticut, USA. These Terms of Use ("Terms") apply to the Research Center pages, publications, downloads, and forms on this site.

You may browse the Research Center subject to these Terms. Downloading research requires that you affirmatively accept these Terms. If you do not agree, please do not use the Research Center.

Research Center content is secondary research provided for general informational and educational purposes. It is not legal, regulatory, tax, accounting, actuarial, investment, financial, insurance, or other professional advice, and it should not be relied on as a substitute for advice from qualified professionals who know your circumstances.

Nothing in the Research Center is an offer, solicitation, recommendation, or endorsement of any product, service, company, or course of action. Your use of the Research Center does not create a fiduciary, adviser, consulting, or client relationship with GITSA.

Research is based on sources GITSA believes to be reliable, but GITSA does not independently verify all third-party information. Each publication reflects information available as of its research cut-off date. Forecasts, estimates, and forward-looking views are inherently uncertain, and actual outcomes may differ.

Information may change after publication. GITSA may correct, update, or withdraw any publication at any time, but is not obligated to update content.

Except for third-party material, GITSA owns the original research, text, design, exhibits, and compilation of the Research Center. All rights not expressly granted are reserved.

GITSA grants you a limited, revocable, non-exclusive, non-transferable license to view and download research for your personal use or internal business use, subject to these Terms.

You may quote short excerpts with accurate attribution to "GITSA Global Research Center," including the publication title and date, provided the quotation is not misleading.

Without GITSA's prior written permission, you may not:

• reproduce or republish substantial portions of any publication;
• resell, sublicense, or commercially redistribute Research Center content;
• remove or alter copyright, attribution, or other notices;
• systematically scrape, crawl, or extract data from the Research Center;
• create derivative datasets from Research Center content;
• use substantial GITSA content to train, fine-tune, or evaluate artificial intelligence or machine-learning models; or
• bypass or circumvent download or access controls.

Third-party names, trademarks, logos, and data referenced in the Research Center remain the property of their respective owners. References to third parties do not imply endorsement, sponsorship, or affiliation.

If future Research Center content is sponsored, commissioned, or materially influenced by a commercial relationship, GITSA will identify that relationship clearly in or near the publication.

When you use Research Center forms, you agree to provide accurate professional details, to use the Research Center only for lawful purposes, and not to interfere with or attempt to compromise its security, availability, or access controls.

Links to third-party websites are provided for convenience only. GITSA does not control and is not responsible for third-party websites and does not endorse them.

GITSA may change, suspend, or discontinue any part of the Research Center at any time. GITSA may update these Terms; the effective date above shows the current version. Continued use after an update means you accept the updated Terms.

To the fullest extent permitted by law, the Research Center and its content are provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose, and non-infringement.

To the fullest extent permitted by law, GITSA and its affiliates, officers, employees, and contributors will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or business opportunity, arising from or related to your use of, or reliance on, the Research Center.

Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable law.

You agree to indemnify GITSA against losses, claims, and reasonable costs to the extent they arise from your unlawful misuse of the Research Center, your infringement of GITSA's or a third party's rights, or your breach of these Terms.

These Terms are governed by the laws of the State of Connecticut, USA, without regard to conflict-of-laws rules, and disputes will be heard in the state or federal courts located in Connecticut, except to the extent mandatory law in your jurisdiction provides otherwise.

If any provision of these Terms is found unenforceable, the remaining provisions remain in effect. GITSA's failure to enforce a provision is not a waiver. These Terms, together with the Privacy Policy, are the entire agreement between you and GITSA regarding the Research Center.

For questions about these Terms, contact GITSA through its official website at gitsagroup.com.